Well the real issue is, are you looking for affordable dental care or?
Well let's put it this way.
Can you afford dental insurance when that insurance company is willing to pay up to $1,500 a year for your dental needs? That might be so if you have a good insurance provider.
After the $1,500 is used up, your dental insurance don't mean jack until next year. But you're still paying for the monthly premium. What if you incur a $7,000 dental bill (could be a medical bill as well)? Well, I can assure you that dental insurance will only cover up to the maximum of $1,500 and you foot the rest of the bill. What if you need a root canal done? Those cost between $650 to $900, depending on which dentist did you visit. Since you already used up the $1,500 on the previous work done on your teeth, you'll be stuck with the entire bill since your dental insurance provider won't cover a single penny of that bill.
You can wait next year till you get that root canal done, but guess what else you need to account for while you wait...a pain in that tooth and a bunch of pain killers. Would you like to go through that until that dental insurance provider of yours give you the green light and that's likely to be next year? You decide, but chances are, your pain will decide this one for you.
And your monthly dental insurance bill continues to pile up, even after you have used the $1,500 up for the year. A friend of mine named Jennifer was paying $316 a month on dental insurance and this covers a family of five. That's more than $3,600 for the whole year. Talk about saving money on your dental needs.
Oh one other thing...whenever you use your insurance, your dentist doesn't get paid right away. They usually wait for at least a month before they get paid for working on your teeth. Nowadays, some dentists are no longer accepting insurance and I can understand why. That's because they're not getting paid on time by the insurance companies.
Here's another case that happened - A lady I met at a restaurant told me that she had to come up with $7,000 worth of dental work. That's quite a bit of money to handle for several people like me. And they don't even have insurance.
Well I got good news that can make you and the dentist happy.
DentalPlus® by AmeriPlan® is the service that addresses both the concerns of the patients paying too much money on dental and the dentists/medical providers having to wait for insurance to pay them on time (if they pay them at all). It also removes limits that dental insurance puts in terms of your dental care, such as the $1,500 that they'll pay.
Instead, you'll just simply pay a discounted fee.
The braces that you may spend a lot of money on will be reduced by at least 20 percent. The root canal job per tooth that you may pay for will be reduced to between 50-60 percent. I don't have exact figures, but the money you'll spend on your total dental care will be substantially less.
Whether you like it or not, people are going to need to have work done on their teeth, even if you're stuck with using dentures. That goes from teeth cleaning, xrays, caps, crowns, root canals, or any form of work your teeth needs. No ands, ifs, nor buts...
But why pay for dental insurance when you can keep most of your money by taking this route instead? For $19.95 a month for everyone living in your house ($14.95 per individual), you can enjoy the savings when anyone in your household visit the dentist. That's less than $240 for the whole year (less than $180 for individuals)
Don't pay too much on your next visit to the dentist. So why not sign up for AmeriPlan® DentalPlus®? It makes dental and health more affordable and you and your family can save as much money as you need.
For more information, please visit http://www.mybenefitsplus.com/lesid or call 805-754-2735 and ask for Sidney.
